Subscribers to the service, which monitors the business activities of an operation’s customers through specialised databases, can benefit from three free ICSM legal letters, free legal advice on overdue accounts, or a financial "health check" on their top five customers for every new debt passed on.

ICSM director Paul Carrotte said: "We have created these gift packages to ensure companies have a prosperous festive period that continues well into the new year."

 "Traditionally Christmas can be a time where payments are delayed and this can mean a cash flow hangover that refuses to go away. With the market under increasing pressure we are hoping these treats will help companies ensure they are not left waiting too long for their invoices to be settled."

The ICSM service costs from £99 per year.