The 2008 Pension Trends Report, which was released last week, found that only 21% of males and 32% of females earning a gross income of £300 a week or less are contributing to their employers' schemes, compared to 76% and 82% respectively of those earning £600 a week or more.
According to a recent Gfk NOP poll for the BBC, half of UK adults have no pension at all, with only one in three under 30 paying money into a pension scheme as younger people prioritise paying off debts.
The government is due to roll out an opt-out pension scheme where employees will automatically contribute a percentage of their pension unless they state otherwise to avoid what has been termed as the pension "time bomb".
Report reveals 20% of low-pay males don't have employer-based pensions
Only one in five male employees at the lower end of the pay scale are paying into an employer-sponsored pension, according to statistics from the Office for National Statistics (ONS).